Singapore’s Silver Support Scheme is receiving a major uplift in 2025, offering stronger financial support to seniors who have low retirement savings. Under the updated structure, eligible seniors can now receive up to S$1,080 every quarter, providing a meaningful boost to help cover essential living costs.
Here’s everything seniors and families need to know about eligibility, payout tiers, and how the scheme works in 2025.
What Is the Silver Support Scheme?
Silver Support is a long-term government initiative designed for seniors who earned low wages during their working years and now face limited retirement savings.
It provides direct cash support — separate from CPF — to help seniors maintain a basic standard of living.
The scheme is targeted, not universal, ensuring that support reaches citizens who need it the most.
Who Qualifies for Silver Support in 2025?
Eligibility is automatically assessed using government records, so seniors do not need to apply.
To qualify, a senior must meet key criteria:
- Be a Singapore Citizen aged 65 or older
- Have low lifetime CPF contributions, indicating modest wages in earlier working years
- Live in a 1–5 room HDB flat, and not own private property or multiple properties
- Belong to a low-income household, based on per-person household income limits
Self-employed seniors are also assessed based on their declared income and MediSave contributions.
Silver Support 2025 Payout Structure — Up to S$1,080 Every Quarter
Under the enhanced 2025 scheme, payouts now range from lower tiers up to the maximum S$1,080 per quarter for seniors with the greatest financial needs.
Maximum Tier (S$1,080 Quarterly)
This is typically given to seniors who:
- Live in 1- or 2-room HDB flats,
- Have very low household income, and
- Had modest CPF savings during working years.
Other Tiers
Seniors living in 3-, 4-, or 5-room flats may receive a reduced payout, depending on household income and past earnings.
Special Fixed Payout
Seniors on certain long-term social assistance schemes receive a fixed amount — for example, around S$430 per quarter — regardless of housing type.
How and When Payments Are Made
Silver Support payments are credited once every three months directly into a senior’s registered bank account.
If a senior has no bank account, payouts are issued through alternative disbursement channels.
Important points:
- Payments are automatic — no applications required
- Eligibility is reviewed periodically
- Payouts help complement CPF retirement income
Why the Increase Matters for Seniors in 2025
The enhancement to S$1,080 per quarter comes at a critical time as seniors face rising living costs, especially in healthcare, utilities, and daily essentials.
The improved Silver Support Scheme aims to:
- Reduce financial stress on low-income elderly citizens
- Strengthen long-term retirement security
- Offer stable, predictable cash support every quarter
The boost is part of Singapore’s broader effort to ensure that vulnerable seniors can age with dignity and financial reassurance.
